Time Quotient (TQ)

Everybody knows the importance of time or “time is money” and so on. Whether it is important or you prefer to  give much importance, time always plays a crucial role in our lives. So, what it means of having “Time Quotient” or TQ.

Life

How national or international events affect your life or do not affect at all which needs to be comprehended to make effective decision in your life to take charge of your life or someone else! Socio-political events affect most of the people . In another scenario, earthquake in one part of the country may not harm you but what if your house comes under its geological hit area.

Time Detection

Trend-spotting comes under TD. Finding the right time in even hard times is crucial. What message or philosophical conclusions are given by history or festive events which to some degree have influence on our lives. How much pleasure can be derived from given situations is part of determining the time. To decide timelessness of any work is complex but measureable quantity.

Timesography

It is an understanding of time with respect to the geography as one’s surroundings and situations impact one’s decision. Time is considered as fourth dimension because everything revolves around it, even on earth and galaxies have different time zones.

Time Management

In a given situation, how you manage tasks efficiently or optimize time determines . To complete some task, you need to allot time, men, and money  effectively. Following table will show how to manage the time.

Time	Activity to do	Activity actually happened	Reason| Directions to                     Do next
9:30 TO 10:30	Play	Reading	Mood          Have Coffee

                                                                                                  

         .                                            .                                                        .                     .                  .

                                                         

         .                                            .                                                         .                     .                 .                                     

         .                                            .                                                         .                      .                 .                                      

Relationship

As relationships or friendships are fluctuating or dependent on materialistic incentives rather than on love, extra work is required to maintain it or adapted to varying degrees of equation.

The Virtual Money Tosser Virtapay.com's Reality

Summary: Virtapay.com, boasting of giving away virtual money and operating for more than a year with reviews everywhere on the net, is nothing but a scam and wasting our time.

courtesy:Kozzi.com

The Story: Virtapay.com's earlier name was Paybox.me and started its action with offering "early bird" bonus virtual money which can be redeemed against real $ at some member shopping outlets on the web. It also gave away virtual money for logging into their websites($25).They also did surveys on their website of some well-known online shopping stoppers such as Ebay, Kmart, Bestbuy and others. Some guys posted reviews on helium.com or some article directories of how good this site is!. Up to this point, this site got some million members as reported on its website but suddenly it was transfered to Facebook for more members where you have to povide your cell phone number which was their second hook to get your data. Now, when members did not much responded entusiastically, it started turning away from its "virtual money" lottery.They started sending a lot of emails(in inbox) and spams which delude me for a while that of so many spams? Then it became clear that they might be just trying to phish people by sending Paypal's link and other similar websites. virtapay.com registred as operating from Nevada, USA but actually It seems they are bunch of known-region guys trying to Phish people of their valuables.

Tips: So, how do you know the scam sites? Few simple tips might do, 1)   if the payout is not quickly enough, monthly or weekly then site is a problem. 2)  The members can be a show-off, so the number of members do not matter(limited numbers of members do not apply to online extravagence!).  3)  The website Ptc-investigation.com may reveal whether site is real or fake one. These less-tedious tips may stop you from getting into the whirlpool but nobody can deny the lure of making it online.

Why Not To Buy From Naaptol.com, The Online Shopping Website

Summary:Nowadays,  online shopping seems to be gaining interest as per the huge trade has been reported on other sites, but  good  services are required otherwise the hot interest goes cold. This is what the case  of  Naaptol.com.

Because of advantages of convenience of getting products of choice and perhaps desired value or quality,  you might go for online shopping. As online shopping portals offer speedy dispatch of variety of products not available at local markets and payment options. Sometimes it happens that delivered products don’t have desired features as per claims or defective . Unless you try one of these sites, you may believe the claims made by these sites, by visually enticing descriptions, are true. Do they really have substance ?

What about Naaptol.com: This is one site that offers variety of  either china-made or perhaps locally-made and not locally available products  with flexible payment options –cash on delivery or by credit cards. This site is also advertised in leading news papers such as The Times of India and others. One such product from these site is Wespro Netbook computer(windows Ce operating system, 7” screen, free optical mouse, wi-fi, etc.). Although at one glance this PC has most of  the ingredients  the PC should have  but “practical look” narrates a different story. 

Personal Computer: The Wespro pc  is not compatible with external applications, so other apps can not be downloaded; not even anti-virus software! The apps in this pc are not compatible with other operating systems such as windows xp and  even the latest  windows 7. The already installed apps in this pc such as Youtube and Mail  don’t  work and can’t install other ones. They might be not using genuine windows CE operating system or other defects in it. The Internet Explorer produces a lot of warnings and cookies and so that    spoils  the whole web-experiencing fun. This site also does not provide required services or repairs, and  the manufacturer of this pc. This site has complain-addressing form but produces errors and nobody responds to your emails. In this case,  this site seems to be  believing in defective products and bad service to consumers!  And no responsibility of “customer value”.

Tips: As  long as the commitment to good service is not there, the confidence in dealing with these sites are far from glancing. Then there are other things that can not be ignored, the financial transactions over the Internet, privacy and so on.

What consumer can do is 1) lodge a complaint at consumercomplaints.in- online options  not much powerful  2) lodge a complaint with government of india’s site Fcamin.nic.in, if this site is working  3) or the “unconventional approach”! – “direct take on”